Yes means no Scottish banks

► Subscribe to the Financial Times on YouTube: http://bit.ly/FTimeSubs<br /><br />Lloyds Bank, RBS, TSB and Clydesdale have all said they would relocate their HQs to London if the Scots vote Yes in the independence referendum. Lex's Oliver Ralph and Joseph Cotterill wonder if this is such a great surprise and what Scotland should do.<br /><br />For more video content from the Financial Times, visit http://www.FT.com/video<br /><br />Subscribe to the Financial Times on YouTube; http://goo.gl/vUQx5k<br />Twitter https://twitter.com/ftvideo<br />Facebook https://www.facebook.com/financialtimes